ExpertBank

ExpertBank Joint Account

Free with no commission or conditions

Open your ExpertBank joint account and take advantage of the discounts available to you!

Opening an account
A single bank account with two free Visa cards.

An Account That Meets All Your Needs

Without commission

You do not pay anything for the opening, maintenance or cancellation of your ExpertBank current account.

Free transfer

Make free national and international transfers (within the EU) and cash withdrawals by debit in more than 7,500 ATMs in Europe.

Free debit card

Become a customer and get it completely free with your current account if you are the first holder.

Pay with your mobile

Enter your Openbank cards on your mobile or smart watch and pay on any contactless reader.

Save on your purchases

With ExpertBank Discounts, you save when you make purchases with your cards at major brands.

Maximum security

All the security of your cards with Card Control. You can activate and deactivate your cards at any time or limit their use to ATMs, online purchases and by location.

Discount on your transfers

Receive 1% of your electricity, gas, telephone, mobile and internet direct debit bills when managing your payroll, pension, unemployment benefit or if you receive regular transfers of at least € 900 from any bank.

Transaction monitoring

Receive sms alerts on all operations and transactions from your joint account on your mobile.

Become a customer in just 4 steps wherever you are

Fill in your details

To be a customer, we need to hear from you. Fill in your details and choose your access code. Have your DNI or NIE handy.

Confirm your identity

No need to move. Provide the number of your bank account from another bank and confirm your identity.

Sign your request

We send you an SMS with a security code, to access your contract and that you can sign it online.

Activate your account

Make your first payment to activate your account and receive your free Visa card.

ExpertBank Client Benefits

Welcome offer

Take advantage of a Free Visa card and € 50 offered when opening your account.

Customer support

An advisor is dedicated to you during and after opening your account.

Maximum security

Our encryption standards ensure maximum security.

Quality commitment

We are committed to taking care of all your requests within 48 hours.

Terms and conditions

Find out about the general conditions for opening a ExpertBank account.

  • Conditions of eligibility

The joint account, for whom?

Any natural person, major residing in Europe or not. Acting as an individual or as an individual entrepreneur in a private capacity.

  • Opening deposit

Minimum amount of € 1 initial deposit paid by wire transfer from an account in his name or by another means of money transfer. This amount is available in your account after the effective opening.

  • Income conditions

Even if the procedure for opening an account with ExpertBank is completely free, we must ensure that you have a means of remuneration to start carrying out your banking transactions. We require a minimum income of 1000 € and no obligation to domiciliate your income with us.

Bank Account FAQ

The opening of an account is subject to acceptance by ExpertBank. You must also meet the following minimum eligibility conditions:

– be a natural person, residing in Europe or not, a capable adult;
– open an account as an individual;
– justify a minimum income of 800 € monthly for the opening of a current account.
– justify a minimum income of 1000 € monthly for the opening of a joint account.

At ExpertBank, opening an online bank account is free. And all the essential daily banking services too.

You will receive your bank card by registered mail a few days after the effective opening of your ExpertBank account.