ExpertBank Joint Account
A single bank account with two free Visa cards.
An Account That Meets All Your Needs
You do not pay anything for the opening, maintenance or cancellation of your ExpertBank current account.
Make free national and international transfers (within the EU) and cash withdrawals by debit in more than 7,500 ATMs in Europe.
Free debit card
Become a customer and get it completely free with your current account if you are the first holder.
Pay with your mobile
Enter your Openbank cards on your mobile or smart watch and pay on any contactless reader.
Save on your purchases
With ExpertBank Discounts, you save when you make purchases with your cards at major brands.
All the security of your cards with Card Control. You can activate and deactivate your cards at any time or limit their use to ATMs, online purchases and by location.
Discount on your transfers
Receive 1% of your electricity, gas, telephone, mobile and internet direct debit bills when managing your payroll, pension, unemployment benefit or if you receive regular transfers of at least € 900 from any bank.
Receive sms alerts on all operations and transactions from your joint account on your mobile.
Become a customer in just 4 steps wherever you are
Fill in your details
To be a customer, we need to hear from you. Fill in your details and choose your access code. Have your DNI or NIE handy.
Confirm your identity
No need to move. Provide the number of your bank account from another bank and confirm your identity.
Sign your request
We send you an SMS with a security code, to access your contract and that you can sign it online.
Activate your account
Make your first payment to activate your account and receive your free Visa card.
ExpertBank Client Benefits
Terms and conditions
Find out about the general conditions for opening a ExpertBank account.
Conditions of eligibility
The joint account, for whom?
Any natural person, major residing in Europe or not. Acting as an individual or as an individual entrepreneur in a private capacity.
Minimum amount of € 1 initial deposit paid by wire transfer from an account in his name or by another means of money transfer. This amount is available in your account after the effective opening.
Even if the procedure for opening an account with ExpertBank is completely free, we must ensure that you have a means of remuneration to start carrying out your banking transactions. We require a minimum income of 1000 € and no obligation to domiciliate your income with us.
Bank Account FAQ
The opening of an account is subject to acceptance by ExpertBank. You must also meet the following minimum eligibility conditions:
– be a natural person, residing in Europe or not, a capable adult;
– open an account as an individual;
– justify a minimum income of 800 € monthly for the opening of a current account.
– justify a minimum income of 1000 € monthly for the opening of a joint account.
At ExpertBank, opening an online bank account is free. And all the essential daily banking services too.
You will receive your bank card by registered mail a few days after the effective opening of your ExpertBank account.