Insurance for the future of your family and that of your loved ones.
Save money with the objective of transmitting it to a beneficiary in the event of the death of the insured.
Your projects and your needs evolve
Build up capital, prepare for the important projects of your life, protect your loved ones in the event of death or anticipate to receive additional income.
Prepare for your retirement
Save to build up a supplementary pension within a specific tax framework
A life annuity
Convert your capital into an annuity. In the event of death, this pension will continue to be paid to the person you have designated.
Enjoy the benefits of your account
ExpertBank offers you several advantages as soon as you open your online bank account. Open your account and take advantage of the welcome offer.
Terms and conditions
Discover the general conditions related to insurance at ExpertBank.
Conditions of eligibility
Life insurance, for whom?
Life insurance can be taken out by any adult natural person residing in Europe or not and legally capable.
And how ?
To benefit from your life insurance you must open a current or joint account ExpertBank. It’s free, and so is his bank card.
As soon as you enroll, you automatically benefit from the Complementary Death Guarantee at no additional cost. The additional death benefit is paid in the event that the death benefit is lower than the payments net of fees and redemptions, it is then equal to the amounts of the payments net of fees and surrender less the death benefit.
In the event of death
You have an excellent tool for transmitting your assets in the event of death. The death benefits benefit from a total tax exemption when the beneficiary of the contract is the spouse or a partner bound by a PACS.
In the event of a life annuity for consideration
At the time of withdrawal into a life annuity against payment, the products acquired before the conversion into an annuity are exempt from income tax, but subject to social security contributions at the rate of 15.50%.
You have a withdrawal period of 30 calendar days from the date of conclusion of the contract.
You have access to all of ExpertBank’ insurance offers: Life insurance, Auto insurance, Home insurance.
You burned yourself, you had a fall on your bike … ExpertBank helps you cope with the vagaries of life by offering you Life Accident Protection. Thus, you are covered in the event of an accident of everyday life. Hospitalization, permanent disability, death following an accident, a capital is paid to the insured or to a designated beneficiary. The subscription is simple, without medical formalities and the taking into account is immediate!
We suggest that you be contacted by a specialist in order to choose the formula and options best suited to your needs. Find the reminder form once connected to your customer area, in the “Insurance” section.