Life insurance

Insurance for the future of your family and that of your loved ones.

Save money with the objective of transmitting it to a beneficiary in the event of the death of the insured.

Your projects and your needs evolve

Build up capital, prepare for the important projects of your life, protect your loved ones in the event of death or anticipate to receive additional income.

Prepare for your retirement

Save to build up a supplementary pension within a specific tax framework

A life annuity

Convert your capital into an annuity. In the event of death, this pension will continue to be paid to the person you have designated.

Enjoy the benefits of your account

ExpertBank offers you several advantages as soon as you open your online bank account. Open your account and take advantage of the welcome offer.

Welcome offer

Take advantage of a Free Visa card and € 50 offered when opening your account.

Customer support

An advisor is dedicated to you during and after opening your account.

Maximum security

Our encryption standards ensure maximum security.

Quality commitment

We are committed to taking care of all your requests within 48 hours.

Terms and conditions

Discover the general conditions related to insurance at ExpertBank.

  • Conditions of eligibility

Life insurance, for whom?

Life insurance can be taken out by any adult natural person residing in Europe or not and legally capable.

And how ?

To benefit from your life insurance you must open a current or joint account ExpertBank. It’s free, and so is his bank card.

  • Guarantee

As soon as you enroll, you automatically benefit from the Complementary Death Guarantee at no additional cost. The additional death benefit is paid in the event that the death benefit is lower than the payments net of fees and redemptions, it is then equal to the amounts of the payments net of fees and surrender less the death benefit.


  • Taxation

In the event of death

You have an excellent tool for transmitting your assets in the event of death. The death benefits benefit from a total tax exemption when the beneficiary of the contract is the spouse or a partner bound by a PACS.

In the event of a life annuity for consideration

At the time of withdrawal into a life annuity against payment, the products acquired before the conversion into an annuity are exempt from income tax, but subject to social security contributions at the rate of 15.50%.

  • Withdrawal

You have a withdrawal period of 30 calendar days from the date of conclusion of the contract.

Insurance FAQ

You have access to all of ExpertBank’ insurance offers: Life insurance, Auto insurance, Home insurance.

You burned yourself, you had a fall on your bike … ExpertBank helps you cope with the vagaries of life by offering you Life Accident Protection. Thus, you are covered in the event of an accident of everyday life. Hospitalization, permanent disability, death following an accident, a capital is paid to the insured or to a designated beneficiary. The subscription is simple, without medical formalities and the taking into account is immediate!

We suggest that you be contacted by a specialist in order to choose the formula and options best suited to your needs. Find the reminder form once connected to your customer area, in the “Insurance” section.