Mortgage loan
The credit that goes out of its way to carry out your projects with confidence
Everything about the offer
A competitive interest rate
A low interest rate of 2%
Borrow from € 3,000 to € 1,500,000
Apply and use the loan for what you want and also you save the study and the opening commissions.
Flexible repayment term
At your own pace, you have a period of 06 months to 30 years for the repayment.
Personal attention
One of our professional financial advisers will explain everything to you without obligation.
You repay your mortgage at your own pace
With ExpertBank, you have the possibility to take a break in the repayment of your monthly payments, to change the date of the monthly withdrawal or to repay your credit early in accordance with the law. In addition, the interest rate is fixed and does not change during the term of your loan. With ExpertBank, no bad surprises!
Your mortgage without administrative fees.
Exclusively reserved for ExpertBank customers!
For a mortgage of € 25.000 on 60 months: fixed APR of 2% – Amount of installments: € 438.19 (excluding optional insurance) – Total amount due (excluding optional insurance): € 26291.64. – Monthly cost of optional insurance: € 09.58, and in addition to the above monthly payments. – Effective Annual Rate of Insurance: 2.3% – Total amount due for insurance: € 575.
A credit commits you and must be repaid. Check your repayment capacity before you commit.
Terms and conditions
Discover the general conditions related to your loan application at ExpertBank
Conditions of eligibility
The mortgage, for whom?
The real estate loan can be taken out by any capable adult natural person and any legal person governed by private law excluding the financing of a professional activity.
And how ?
To obtain your mortgage, you must open a ExpertBank current account. It’s free, and so is his bank card.
Duration
You can borrow for a period of 2 to 30 years, depending on your project and your personal situation.
Acceptance of the offer
From receipt of the offer:
– its period of validity is 30 days
– you can accept it from the 11th day (following the legal cooling-off period of 10 days).
Guarantees and Insurance
Guarantees
Several guarantees may be requested from you such as the conventional mortgage, the privilege of money (reserved for the purchase in the old one, the new one of less than 5 years, or for the acquisition of a single ground), or the Housing Credit deposit.
Insurance
As part of a fixed-rate mortgage:
– a subscription to Death, Total and irreversible Loss of Autonomy (PTIA), Total Permanent Disability (IPT), Total Temporary Work incapacity (ITT) insurance will be required according to a quota (in% of the borrowed capital) to be defined during the set-up.
– if the financing concerns a rental property, a subscription to Death insurance, PTIA will be required according to a quota (in% of the borrowed capital) to be defined during the set-up.
A credit commits you and must be repaid. Check your repayment capacity before you commit.
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