ExpertBank

Personal loan

The personal credit that will allow you to make your dearest dreams come true.

Everything about the offer

A competitive interest rate

A low interest rate of 2%

Borrow from € 3,000 to € 1,500,000

Apply and use the loan for what you want and also you save the study and the opening commissions.

Flexible repayment term

At your own pace, you have a period of 06 months to 30 years for the repayment.

Personal attention

One of our professional financial advisers will explain everything to you without obligation.

Vous remboursez votre prêt personnel à votre rythme

With ExpertBank, you have the possibility to take a break in the repayment of your monthly payments, to change the date of the monthly withdrawal or to repay your credit early in accordance with the law. In addition, the interest rate is fixed and does not change during the term of your loan. With ExpertBank, no bad surprises!

Exclusively reserved for ExpertBank customers!

For a personal loan of € 25.000 on 60 months: fixed APR of 2% – Amount of installments: € 438.19 (excluding optional insurance) – Total amount due (excluding optional insurance): € 26291.64. – Monthly cost of optional insurance: € 09.58, and in addition to the above monthly payments. – Effective Annual Rate of Insurance: 2.3% – Total amount due for insurance: € 575.

A credit commits you and must be repaid. Check your repayment capacity before you commit.

Terms and conditions

Discover the general conditions related to your loan application at ExpertBank

  • Conditions of eligibility

    The personal loan, for whom?

    The personal loan can be taken out by any natural person, capable adult or non-emancipated minor.

    And how ?

    To obtain your personal loan you must open a current or joint account. It’s free, and so is his bank card.

  • Provision of funds

    The funds will be paid to your deposit account within a minimum of 48 hours from the acceptance of your credit offer. The funds can be made available on one or more occasions over a maximum period of 6 months.

  • Withdrawal

    The legal withdrawal period is 14 days from the day of signing your loan offer.

  • Fencing

    The loan is closed at its maturity or in the event of total early repayment.

  • Acceptance of the offer

    From receipt of the offer:
    – its validity period is 30 days;
    – you can accept it from the 11th day (following the legal cooling-off period of 10 days).

  • Levy and reimbursement

    Sample

    Your monthly payments are debited directly from your deposit account and the first withdrawal occurs on the 1st chosen amortization date.
    You can choose the date, that is to say the date on which you wish to repay your monthly loan. Subsequently and at any time, you can modify the date by requesting it by mail to ExpertBank.

    Reimbursement options

    Possibility of deferring the first reimbursement for a maximum period of 12 months. Possibility of suspending 2 monthly payments per sliding year while respecting a period of 2 months between each suspended monthly payment.
    Depending on the length of your contract, you can suspend a maximum of 8 monthly payments.
    You can pay off your loan before the scheduled term.

    A credit commits you and must be repaid. Check your repayment capacity before you commit.