Savings
Your future starts with 25 €
With a securities savings plan in small steps towards big fortunes
Provision for old age, housing, children, financial independence – there are many reasons to save. But how? One of the most effective and at the same time the simplest forms of wealth accumulation is securities savings plans.
- Accumulation of assets from 25 euros per month
- Flexibly adjust or suspend savings rates
- Have money quickly and easily
- Ideal for a medium and long term investment
- Free deposit for your securities savings plan included
Step by step towards the savings plan
1. Open an account
Open your free securities account with just a few details. This forms the basis of a savings plan.
2. Select a savings plan
Compose your individual savings plan. You can adjust this at any time.
3. Create wealth
With regular payments and income, your assets accumulate automatically.
3 Good Reasons For The Savings Plan
The savings plan gives you financial flexibility similar to that of a calling account. The savings plan is subject to fluctuations in the exchange rate, which offers the possibility of higher income and is therefore also suitable for savers and retirement provision.
Simplicity
Once created you don't have to worry about anything if you want to. Assets are created automatically on the basis of a fixed savings rate.
Flexibility
Whether it is funds, ETFs, stocks or ETCs / certificates. With the savings plan you have the choice. A savings plan can be started, adjusted or stopped at any time free of charge.
Availability
Unlike many other financial products, particularly in the field of old age provident insurance, the savings plan is not linked: as with a demand payment account, your money is readily available.
Start your savings
Saving is:
- Give you basic security to deal with the unexpected.
- Get rid of the debts that plague you.
- Enable you to look to the future with confidence.
Terms and conditions
Find out about the general conditions linked to the savings account at ExpertBank
Conditions of eligibility
The ExpertBank booklet, for whom?
The ExpertBank booklet can be opened by any natural person, capable adult or unemancipated minor, resident in France or not.
And how ?
To open your ExpertBank account you must open a current or joint ExpertBank account. It’s free, and so is his bank card.
Taxation
You don’t even have to lift a finger!
The remuneration is at a rate of 2% net of taxes and social contributions. Interest earned is paid on December 31 of each year and itself becomes interest bearing.
The interests
In details
The sums paid bear interest from the first day of the fortnight following the payment or transfer (the 16th of the same month or the 1st of the following month). The sums withdrawn cease to bear interest from the first day of the fortnight during which the withdrawal occurs (either the 1st or the 16th).
The wise advice
For optimal investment of your savings, make your payments shortly before the 16th or 1st of the month and your withdrawals shortly after the 15th or 30th!
Closing of the booklet
You can close the ExpertBank booklet at any time and for free!
English
Albanian
Arabic
Armenian
Bulgarian
Croatian
Czech
Danish
Dutch
Esperanto
Estonian
Filipino
Finnish
French
Galician
Georgian
German
Greek
Indonesian
Italian
Japanese
Korean
Latin
Lithuanian
Luxembourgish
Macedonian
Norwegian
Persian
Polish
Portuguese
Romanian
Russian
Serbian
Slovak
Slovenian
Spanish
Sudanese
Turkish
Ukrainian
Zulu